Associate Consultants


ImeldaImelda Torres Lopez, a Nicaraguan, is one of the key Associate Consultants. She previously worked as the Administrator for the regional office of IDEAS in Nicaragua. She earned her Bachelor’s Degree in Business Administration and Master’s degree in Rural Development at the Polytechnic University (UPOLI) of Nicaragua. She has been trained in effective control of Human Resources by INCAE in Costa Rica, Community Commercialization in Sololá, Guatemala, Community Commercialization in El Salvador given by ACSUR, Marketing Opportunities for Non Traditional Products by CEI in Managua, Facilitator Formation under CEFE methodology given by GTZ in Managua, Planning and Evaluation under the Focus Methodology by Logic Framework taught by IPADE in Managua.

Ms. Torres has extensive experience in Organization and Community Development, and gained from personal experience the difficult situation in which rural populations face in Central America. From her youth, Ms. Torres has shared the life of those living in marginal communities. Her personal and professional goal has been to acquire technical tools to contribute to the transformation of Central America’s reality. Ms. Torres Lopez has assisted the Nicaraguan Network of Community Marketing with training sessions to the consolidation the organization and the development of community business.

In 1998, Ms. Torres began working as General Administrator with the Red COMAL, the Network of Alternative Community-based Marketing Businesses in Honduras. In 2002, she was promoted to Manager of Operations and oversaw five programs: Training, Marketing Information, Farm Products, Basic Market Basket of Goods and Institutional Strength. In addition to these programs, Imelda assisted the General Manager in revision and definition of policy; administration of funds from eleven sources; administration of members of Comal, presentation and analysis of financial updates to the decision- and policy-makers of the Comal Network.

From 1994-1997, Ms. Torres Lopez worked as Administrative Director of the Agro-Industrial Business Horsch Frutas y Vegetals, S.A., in the areas of Administration, Exports and Imports. From 1990-1994, Ms. Torres Lopez was Assistant of the Area for Economic Development and Agro-Forestry for CEPAD. Imelda assisted Carter in the establishment of the Nicaraguan MFI, PRESTANIC. Before that time, she gained financial experience with the United Methodist Church tracking funding to their economic projects.

When she was the Administrator of the regional office of IDEAS, she marketed IDEAS training and consulting services in Nicaragua, Honduras, Costa Rica, and Panama. Also she led trainings, market research and evaluations. She serves on the Advisory Committee overseeing IDEAS’ activities in Nicaragua.

Edgar EsquivelEdgar Horacio Esquivel Martínez
has a Ph.D. in Economics from the National Autonomous University in Mexico City. He has a master’s degree from
the National Institute of Public Administration where he graduated with honors. He has a bachelor degree in Economics from the Metropolitan Autonomous University in Mexico City. Mr. Esquivel has several diplomas in Bank and Finance from the Technological Autonomous Institute of Mexico (ITAM), Technological Institute of Superior Studies of Monterrey (ITESM) and has also several courses in credit and finance.

He attended the impact assessment course at Southern New Hampshire University in the Microenterprise Development Institute in 2004 where he has also been a research fellow during the first semester of 2005. In his professional career, he has worked as an adviser for the secretary of finance among others, in Mexico City. He worked for several years at the Microfinance Development Found (Fondeco) in Mexico City, where he developed strategies to improve these kinds of programs from a sustainable basis.

He has worked as financial executive and financial adviser in private banks such as City Bank (Banamex) and Scotia Bank (Inverlat). As a professor, Mr. Esquivel has taught economics, international commerce and projects evaluation in several universities in Mexico such as Technological University of Mexico (UNITEC) among others.